Share which financial scenario you researched and answer the following with researched based conclusions. What financial information do you need? What financial decision-making strategies can you use?

3/2/2015

Shatoria Gibson

3/2/2015 06:05:13 am

i answered scenario 2 saving for college. i will need to have Financial aid, and a bank near by to have my money saved into. I would use cost-benefit analysis because what ever i buy, there's a benefit to it, I wont spend money and feel like it was a waist

miqwain

3/2/2015 06:07:51 am

i would need to see how much was the car,how much i would need to save up for each month.how much money i used on the car that would effect my other expenses in the future.

jose

3/2/2015 06:08:45 am

the financial information that you need to know before saving for a new car is
* the total price of the car you have pick
* how much gas your car will use up
* how much money you will have to spend on gas every week
* the total cost of car insurance
* what step will you take to save up for your new car?
after putting all this things together you will have to see the cost-benefit of buying a new car. i believe that you should get out a bigger benefit then a cost because if you have to spend alot of money then whats the point of getting a car that's not gonna benefit you in any way.i also believe that you should also compare the price of your to any other cars you like to see which one is better for your budget

Malkolm Chiles

3/2/2015 06:09:02 am

In order to save for a car, you need to first know the price. So that you can save for it. Then you will have to asses how long it will take to save, efficiency of the car, and prices of other offers. Then finally you'll have to make sure you can keep up with the payments and maintenance.

Mayra Hernandez

3/2/2015 06:11:33 am

The scenario I chose was saving for college. I made the cost comparison based on the total cost for living on campus and the total cost for living off campus. At UCLA living on campus is $33,199 a year while living at an off campus apartment is $29,455 a year. Tuition, Health insurance, books, and supplies are the same amount for both options. The only difference is room & board, transportation and personal expenses. Room and board on campus is about $4,000 more than an off campus apartment. The benefit of that is that classes will not be far from the dorm, and food will be provided. Also, there will not be much transportation needed. Living off campus is a lot cheaper but more money will be needed for transportation and living expenses like food. The benefit of living on campus is that everything is within one's surroundings while off campus most of the stuff will not be on one's surroundings. In order to live on campus I will need to pay about 4,000 out of my pocket.

www.admissions.ucla.edu/prospect/budget.htm

Marty Blanks

5/6/2015 03:43:51 am

The scenario I chose was saving for a new car. I researched gas efficient cars because I know gas prices seem to always go higher and I do not want spend too much money on that. I looked up cars like the prius, ford focus and toyota corolla. I would love an electric car but the good ones are too expensive. I am currently working and would need to save $400 a month for the next year to have around 5 thousand dollars. I believe with that I will have enough for a down payment so that may payments can be around $250 a month which is definitely affordable. On top of that insurance will be an additional $150 or so a month which will be the same $400 a month I would be accustomed to saving. If it gets to expensive then I will settle for a used car - like three or four years old..

http://www.forbes.com/sites/jimgorzelany/2014/11/10/2015-cars-that-get-the-best-fuel-economy/

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Share which financial scenario you researched and answer the following with researched based conclusions. What financial information do you need? What financial decision-making strategies can you use?

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